Diversifying investments can be a very prudent financial strategy, but one must know what may be riskier and what more profitable. Here is a brief overview to guide you in your choices.
REAL ESTATE has been a traditional asset, but today it shows its limitations: property taxation is too burdensome, and maintenance costs are very high. Are we certain that leaving our children a house is a gift and not a burden?
Another type of protection that is neither secure nor rewarding is STOCKS. Can we still trust the balance sheets of publicly traded companies? Not to mention the unclear situation of many credit institutions. The same applies to GOVERNMENT BONDS, which offer low returns and have lost their traditional guarantees.
In recent months, there has been much discussion about CRYPTOCURRENCIES. Blockchain is certainly a path that could prove profitable, but it remains largely unexplored and therefore very risky at present.
A real bluff in recent years has been the DIAMOND market, often sold at inflated prices with the involvement of the banking system. They make a beautiful gift for a woman, but a very dangerous protection for the future. PRECIOUS OBJECTS, on the other hand, would be an interesting investment, but they incur high manufacturing costs and 22% VAT at the time of purchase.
The only true solution for building wealth and protecting one’s future is investment in GOLD. Since 2000, pure gold has been “de-VAT’d”—the European Community removed VAT on the product, making it equivalent to a financial product that can be physically held. It is a bearer asset: it does not need to be entered into a securities portfolio with additional costs and oversight by third parties. It is immediately realizable (production cost is the only expense) and immediately liquidable.
There are various types of bullion, from 1.1 g to 1 kg. The alternative to them are gold coins, with prestigious designs, great appeal, and guaranteed value.